House prices are widely predicted to fall next year, with drops of around 5% anticipated1. As mortgage rates rise, dampening demand and supply increases mean that prices are projected to fall. Buyer demand has dropped by a third since the September ‘mini-budget’ when...
After the Bank of England’s Monetary Policy Committee (MPC) voted to increase Bank Rate to 3% in early November, households across the country are feeling the effects of pricier borrowing. Going up The rise of 0.75 percentage points, an eighth consecutive increase and...
The home-buying process can be complex for the first-time buyer (FTB). So much so that finding the right home can start to seem like the least of your concerns! Here are some top tips to prepare financially before you kick off your search: 1. Know what you need....
As times change, so do tastes. Unsurprisingly, homebuyers in 2022 have a different set of priorities to those in 2012, a new study1 has found. Since the pandemic, interest in garden offices has soared, with 11 times more listings including outdoor office space as a...
First Time Buyers (FTBs) face many external challenges when trying to get on the housing ladder. House prices, mortgage rates and property availability are not within most FTBs’ control. Yet something you can have an impact on is your credit score. Give your score a...
