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Critical Illness Cover

Statistically, you are far more likely to be diagnosed with a serious illness than you are to die during your mortgage term. Being diagnosed with a serious illness can mean never returning to full health or returning to work again, and could dramatically alter your financial situation.

A Critical Illness plan (taken out separately or as part of a life insurance plan) provides you or your family with a tax-free lump sum which you could use to cover your mortgage, home alterations and medical treatment (including drugs not ordinarily available on the NHS) if you are diagnosed with a serious illness (and survive for at least 14 days). The exact list of illnesses covered does vary.

AscentiaUK will work with you to make sure the policy you choose covers everything you want and need it to, and will advise on which is right for you and your circumstances.

As with all insurance policies, conditions and exclusions will apply

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Not all products and services mentioned are regulated by the Financial Conduct Authority
The guidance and information contained within this website is subject to the U.K. regulatory regime and is therefore primarily targeted at customers in the U.K.
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AscentiaUK is a trading style of Ascentia Mortgage Solutions Limited. Ascentia Mortgage Solutions Limited is an Appointed Representative of Stonebridge Mortgage Solutions Limited which is authorised and regulated by the Financial Conduct Authority Under Number 5601592 Registered Office: Ascentia Mortgage Solutions Limited, 2 Northside Wells Road, Chilcompton, Radstock, England BA3 4ET
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YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.