The cost-of-living crisis is taking its toll and many UK consumers are looking to reduce their outgoings. Before you consider cancelling your protection policy speak to me first. If affordability is a concern, you could reduce the amount of cover or remove additional...
According to Zoopla’s House Price Index, annual house price growth in the UK dropped to 7.2% in December. The index also showed that quarterly house price inflation slowed from over 2% in the summer to just 0.3% in the last three months of 2022. This makes an...
The government has confirmed that the mortgage guarantee scheme will run for another year to offer more support to first-time buyers. The scheme was introduced in April 2021 to increase the availability of 95% loan-to-value mortgages after they were withdrawn during...
It’s estimated that first-time buyers (FTB) using a gifted deposit can get onto the property ladder up to 11 years faster than prospective buyers consistently saving. The research1 found that a UK household saving £180 a month would take 10.9 years to reach the...
It’s fair to say that there’s a lot of gloom around the housing market right now. But 2023 could provide ideal opportunities for first-time buyers (FTBs) to get on the housing ladder. Buyers’ market Most experts are predicting significant price falls in 2023, which...
