Life insurance is a vital safety net, yet misconceptions often prevent people from taking out protection. Here are some common myths: “It’s too expensive” Many believe life insurance is unaffordable, but policies are available for various budgets. Premiums can be...
Life insurance provides vital protection but as your circumstances change, so too should your cover. Here’s when to review your life insurance: Marriage Getting married often means having joint financial commitments with your spouse. You might need a higher...
House prices are expected to stay on a positive trajectory over the course of 2025*. House prices returned to growth in 2024, with prices increasing by 1.5% in the 12 months to October – an improvement on -1.2% the year before. The average UK house price is £267,000...
Research* indicates that homebuying affordability has slightly improved in relation to income. In the summer of 2022, the house price to earnings ratio reached a record high of 7.24. Since then, affordability has been slowly easing; in 2024, the average house price to...
Many first-time buyers (FTBs) are not aware of affordable homeownership schemes that could help them get on the property ladder, research* has found. A recent survey asked renters in London about their perceived barriers to homeownership. Nearly half (48%) cited...
Property experts predict a surge in transactions early in 2025 ahead of Stamp Duty changes in April. In the 2022 mini-budget Stamp Duty thresholds were increased, so in the last two years homebuyers have paid a reduced amount of tax. However, in the Autumn Budget...
