Many mortgage holders have seen their monthly payments soar in the past year. Alongside other cost-of-living pressures, the rise in this large monthly outgoing can be a major cause of stress. A meeting on 7 December 2022 provided some clarity and comfort. Chancellor...
Nearly half (45%) of adults between the ages of 25 and 44 who don’t have a protection policy aren’t sure they could cope financially if they were too ill to work. Worrying research from LV= suggests that a large minority of working adults could be in significant...
We’ve made it to 2023 after what has proved to be another difficult year. The cost-of-living crisis, rising mortgage rates and ongoing economic turbulence resulted in a challenging 2022 for many of us. No matter what 2023 has in store, we’re here to help keep your...
Applications are now closed for the Help to Buy loan scheme in England and there has been no announcement of a replacement, so what other help is available? Shared Ownership is another scheme that helps first-time buyers get onto the property ladder where you start by...
The average prospective buyer predicts they will be 37 years old by the time they finally step on the property ladder, up from 32 years old only two years ago. The survey by First Direct also found that 86% of prospective first-time buyers considered the...
Mortgage rates fell back in the last few months of 2022, having surged after September’s ‘mini-budget’. If you’re thinking about remortgaging, could now be a good time to secure a deal? Bank Rate blues The Bank of England has increased Bank Rate throughout 2022 and is...
