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Landlords struggling to remortgage

Landlords struggling to remortgage

About a third of property investors are struggling to remortgage after failing their lender’s affordability test1 resulting in some landlords being forced to sell as high mortgage rates create affordability problems in the buy-to-let sector. Landlords coming off...
Addressing protection procrastination

Addressing protection procrastination

Are you the type of person who spends their life procrastinating? Perhaps you’re a perfectionist procrastinator who is reluctant to start or finish a task because they don’t want anything to be less than perfect. Maybe you fall into the dreamer procrastinator category...
What next after Help to Buy ends?

What next after Help to Buy ends?

Property experts are calling on the government to support SME builders and boost housing delivery after its Help to Buy (HTB) scheme ended on 31 March, having granted over 375,500 interest-free equity loans. The scheme was designed to support first-time buyers and...
Bank Rate and the mortgage market

Bank Rate and the mortgage market

Mortgage holders have been on a rollercoaster these past 12 months, with rising rates changing the state of the mortgage market. Thankfully, clear-headed thinking is the antidote to market volatility. Monthly movements After a decade of ultra-low interest rates, the...
Life insurance first timer?

Life insurance first timer?

Getting life insurance for the first time can seem daunting. Having to think about something as significant as how your loved ones will cope financially once you are no longer here can be quite overwhelming. We’re here to help break things down and help you make the...