In August, the Bank of England (BoE) cut Bank Rate for the first time since March 2020. But what does this much awaited reduction mean for the housing and mortgage markets? Bank Rate Bank Rate is the interest rate that the BoE pays to commercial banks who hold money...
Following Labour’s landslide election win, much of the nation is waiting to find out what is in store for the UK housing market. Many major policy changes will be announced in the Autumn Budget on 30 October, but Housing Secretary Angela Rayner has already announced...
A concerning report has revealed that three in 10 young homeowners are going without life insurance*. An estimated 1.7 million mortgage holders aged 18-40 have not safeguarded their family’s financial future. If they were to die, their loved ones could be left to...
A study has found that prospective buyers would improve the energy efficiency of their property in order to get a better mortgage deal. Green mortgages are on the rise, encouraging borrowers to make their homes energy-efficient by rewarding them with cashback or...
Guardian have published its first annual claims report, in which it states it paid out over £15 million in claims during 2023. The payments were split across 150 families and comprised of over £7.5m in life and terminal illness claims alongside £7.5m in critical...