Life insurance provides vital protection but as your circumstances change, so too should your cover. Here’s when to review your life insurance: Marriage Getting married often means having joint financial commitments with your spouse. You might need a higher...
House prices are expected to stay on a positive trajectory over the course of 2025*. House prices returned to growth in 2024, with prices increasing by 1.5% in the 12 months to October – an improvement on -1.2% the year before. The average UK house price is £267,000...
Research* indicates that homebuying affordability has slightly improved in relation to income. In the summer of 2022, the house price to earnings ratio reached a record high of 7.24. Since then, affordability has been slowly easing; in 2024, the average house price to...
Many first-time buyers (FTBs) are not aware of affordable homeownership schemes that could help them get on the property ladder, research* has found. A recent survey asked renters in London about their perceived barriers to homeownership. Nearly half (48%) cited...
Property experts predict a surge in transactions early in 2025 ahead of Stamp Duty changes in April. In the 2022 mini-budget Stamp Duty thresholds were increased, so in the last two years homebuyers have paid a reduced amount of tax. However, in the Autumn Budget...
