Illness is a fact of life. Some illnesses only keep us off work for a few days but others can be serious. Rehabilitation can mean a lengthy time not earning, plus you might need costly care. And that’s on top of your usual outgoings – mortgage or rent, food and bills....
Life insurance is designed to pay out when the policyholder dies. It’s intended to ensure your family are not left facing difficult choices. These could include struggling to pay the mortgage or keep up with school fees. Life insurance isn’t compulsory, and not...
No one ever wants to imagine their child becoming critically ill or suffering a serious accident. But sadly, it does happen. A critical illness policy for children provides financial security during what is an incredibly tough period for families and carers. While it...
What Are Partial Payments? Partial payments (also known as additional payments or payouts) are payments that are made by the insurer if you’re diagnosed with a less severe critical illness. These conditions are diagnosed more frequently, and you are much more likely...
The Guardian brand has a long history of helping to protect families. First launched in 1821, it re-entered the UK protection market in 2018 with the intention of reinventing protection insurance for the better. Guardian is committed to providing fairer, clearer...