About a third of property investors are struggling to remortgage after failing their lender's affordability test1 resulting in some landlords being forced to sell as high mortgage rates create affordability problems in the buy-to-let sector. Landlords coming off two...

Are you the type of person who spends their life procrastinating? Perhaps you’re a perfectionist procrastinator who is reluctant to start or finish a task because they don’t want anything to be less than perfect. Maybe you fall into the dreamer procrastinator category...

One of the biggest challenges when it comes to our finances can be the terminology involved, which often feels like a language unto itself! It can feel both confusing and overwhelming, even if you’re a skilled communicator in other areas, specialist protection jargon...

Property experts are calling on the government to support SME builders and boost housing delivery after its Help to Buy (HTB) scheme ended on 31 March, having granted over 375,500 interest-free equity loans. The scheme was designed to support first-time buyers and...

Mortgage holders have been on a rollercoaster these past 12 months, with rising rates changing the state of the mortgage market. Thankfully, clear-headed thinking is the antidote to market volatility. Monthly movements After a decade of ultra-low interest rates, the...

Getting life insurance for the first time can seem daunting. Having to think about something as significant as how your loved ones will cope financially once you are no longer here can be quite overwhelming. We’re here to help break things down and help you make the...

A Place in the Sun's, Jonnie Irwin, has spoken out about the devastating mistake he made prior to his terminal cancer diagnosis and has urged others not to make the same short-sighted error. The presenter says he was forced to continue working despite having terminal...

It’s sensible to review your protection cover each year and to discuss it with those close to you to make sure it still meets your needs. How would you cope if you became ill? Would you have to rely on your partner, or struggle on trying to work? Almost one in five...

According to new research1, one in five 18 to 24-year-olds plan to cancel their home contents insurance at renewal to save money, A risky game to play It’s wise to investigate any areas you could cut back on during the current cost-of-living crisis, but this statistic...

Social media allows people to share their views and opinions more widely than ever before. Taking financial advice from online influencers, however, can be risky business. #PaidAd In 2022, the Financial Conduct Authority (FCA) warned investment firms about how they...

Choosing mortgages and protection are not decisions to be taken lightly. In today’s complex economic landscape, financial advice is more important than ever.  ‘Advice gap’ A new study from the Financial Services Compensation Scheme (FSCS)1 raises fears over a worrying...

On 15 March, Chancellor Jeremy Hunt delivered his "Budget for Growth,” kicking off with the latest economic projections from the Office for Budget Responsibility (OBR). Expectations are for the UK to avoid a technical recession this year – however the economy is set...

Following three years of pandemic disorder in the buy-to-let (BTL) sector, 2023 is shaping up to be another eventful year for landlords. With several major legislative reforms due to come into force this year, what can landlords do to prepare? So, what’s changing? The...

More than two in five landlords are not aware of the proposed Renters’ Reform Bill, a new survey1 claims, despite the impact it will have on their portfolios. The proposed legislation, which is set to be voted on before May 2023, includes many significant elements. If...

Following annual house price growth of 2.8% in December, Nationwide’s latest House Price Index reveals a continued slowdown, with growth of 1.1% in January 2023 compared to January 2022. Prices are now 3.2% lower than their August peak. Commenting on the figures,...