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Concern as consumers cut back on cover

Concern as consumers cut back on cover

Fewer than one in four people has a life insurance policy that would support their family in the event of their death, a new study1 has found. As the cost-of-living burden worsens, experts fear that the protection gap could continue to widen. Indeed, a tenth of...

The latest on Stamp Duty

The latest on Stamp Duty

Buying a house is a major achievement and milestone. Recent changes to Stamp Duty aim to boost the number of people getting onto or moving up the property ladder. Under the new system, in England and Northern Ireland, the first £250,000 of a property’s value is exempt...

Stamp Duty savings for homebuyers

Stamp Duty savings for homebuyers

In September, the government announced a permanent Stamp Duty cut in England and Northern Ireland, which means no tax will be paid on the purchase of properties up to £250,000. Although most of the policies from the ‘mini-budget’ have since been scrapped, this one has...

House price growth slowing

House price growth slowing

The average house price in September rose 9.5% year-on-year, a slight dip from the sky-high figures in July and August. This is the first time annual house price growth has been in single digits since October 2021. The average house price is now £272,259. In another...

Mortgage blues? What to do

Mortgage blues? What to do

Mortgages became headline news in October – and not a headline many people wanted to read. Despite the doom and gloom of the current mortgage market, it is still possible to make a positive decision. Rates rise The political turmoil recently initially sent interest...